1. Agreement to Terms
These Terms of Service ("Terms") govern your use of the LegacyLeads website at legacyleads.pages.dev and all related services provided by Legacy Leads LLC ("LegacyLeads," "we," "us," or "our"). By accessing our website or submitting any form, you agree to be bound by these Terms.
2. Service Description
LegacyLeads is a lead generation platform that connects consumers interested in life insurance products with licensed insurance agents. We are not an insurance company and do not sell, underwrite, or bind any insurance policies. Our role is solely to facilitate connections between consumers and licensed insurance professionals who can assist with their coverage needs.
3. SMS/Call Consent
By submitting a form on our website and checking the consent checkbox, you expressly agree to the following:
- You consent to receive telephone calls and SMS text messages from LegacyLeads and its licensed insurance agent partners at the phone number you provided
- These communications may include information about life insurance products, appointment confirmations, follow-ups, and service updates
- Calls may be made using an automatic telephone dialing system or prerecorded voice
- Your consent is not a condition of purchasing any goods or services
4. Message Frequency & Opt-Out
Message frequency varies based on your inquiry and the agents servicing your area. You may receive multiple messages related to your request.
Message and data rates may apply depending on your mobile carrier and plan. LegacyLeads is not responsible for any charges from your carrier.
You may opt out of text messages at any time:
- Reply STOP to any text message to unsubscribe from future messages
- Reply HELP to any text message for assistance and support contact information
After sending STOP, you will receive a one-time confirmation message. No further messages will be sent unless you re-subscribe.
5. Eligibility
You must be at least 18 years of age to use our services. By submitting a form, you represent that you are at least 18 years old and that the information you provide is accurate and complete.
6. User Responsibilities
When using our services, you agree to:
- Provide accurate, current, and complete information
- Not submit false or misleading information
- Not use the service for any unlawful purpose
- Not interfere with or disrupt the website or its infrastructure
7. Disclaimer
LegacyLeads is a lead generation and technology platform. We are not a licensed insurance company, agency, or broker. We do not provide insurance advice, quotes, or coverage. All insurance products and services are provided by independent, licensed insurance agents and carriers.
We do not guarantee that you will be contacted by an agent, that you will qualify for any insurance product, or that any specific coverage or rates will be available to you.
8. Limitation of Liability
To the maximum extent permitted by law, Legacy Leads LLC and its owners, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, including but not limited to:
- Any actions taken by insurance agents you are connected with
- Any insurance products purchased through agents found via our platform
- Any errors or omissions in the information provided on our website
- Any interruption or cessation of our services
Our total liability for any claim related to our services shall not exceed the amount you paid to LegacyLeads, if any, in the twelve (12) months preceding the claim.
9. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Legacy Leads LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.
10. Privacy
Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in DuPage County, Illinois.
13. Contact Us
If you have questions about these Terms of Service, please contact us:
Legacy Leads LLC
1251 Folkstone Ct, Wheaton, IL 60189
Email: danielruhffl@gmail.com